Cohoes Housing Authority

You can apply for the housing choice voucher program by reaching out to the local housing authority office. You fill out their application form and provide all supporting documents. After you have all the forms and supporting documents, you drop them at the local office, and then you are placed on a waiting list. If approved, you will receive a mail at your current address stating the details. You will then notify your landlord. After you have been accepted onto the housing choice voucher program go to the housing office and sign the contract.

To qualify for the housing authority, you need to reach out to the housing authority office. You then fill out a form that they give you and on that form, you list the below information:

• Names of the persons that will live with you.
• Their sex, birthdate, and relationship to you.
• Your contact and current address.
• Special circumstances that apply to you ( veteran, disability, elderly, etc.).
• Details of the previous landlord. The idea is that these landlords will be reached out to and asked if you are a reliable tenant.
• Income information, which means tax documents and W2 documents.
• Bank information, as that will be used to check the accuracy of your monetary situation.
• There is also a chance that you might get a home visit and asked questions.

The idea of the HA is to provide housing assistance. There are differences among all the programs that we have mentioned so far in this material. Section 8 allows you to choose a preferred location. The landlord must also agree to accept the Section 8 housing vouchers.

Section 8 has 2 subdivisions: there is a tenant option and a project option. The tenant voucher follows the tenant. This means that the tenant can change housing and transfer the voucher with him if the new landlord accepts these vouchers as payment. The project housing is tied to a specific location and the tenant must reside in that location to get the rental assistance. In the public housing program, the proprieties are owned by the rental assistance agency.

There is also public housing, which is managed by the government. The idea is that there are housing options that are subsidized by the government. This program welcomes low-income families. The rent that the tenants pay depends on their annual income. So the difference between section 8 vs public housing is that section 8 lets you choose your residence and you get a subsidy on your rent and public housing allows you to live in a place that is owned by the government.

The idea of Section 8 is that it allows the landlord to rent their proprieties to eligible tenants that get federal help. The tenant pays its rent partially with the voucher and partially with its money. Section 8 covers rent for up to one year. For more than 1 year, you apply again for the program.

When getting a place to live with the housing authority, it is good news as your emergency is now solved. Well, there are always the questions of what happens next and how long can you stay in that place? The short answer is if you keep qualifying for the same requirements that you got the place in the first time. That means that if your income stays below 80% of the local median income, you are good. There is always the requirement of good behavior.

You also must take care of your part of the rent. The housing authority provides help, but the idea is that you still cover a small part of the rent and expenses. You also need to make your payments on time.