Mississippi State Housing Authority in 39648

130 Commerce Street McComb Mississippi 39648

Brief Information About Housing Authority in McComb

The Mississippi State Housing Authority is situated at 130 Commerce Street McComb Mississippi 39648. The phone number is 601-684-9503.

The HA is responsible for managing the housing program for citizens in need. This includes the application step, the guidelines for eligibility, and any other resources. The HA’s mission is to provide subsidized rents for low-income families, provide access to various assistance programs for housing problems. You can reach out to the Mississippi State Housing Authority for issues regarding the qualification process, the location of the proprieties that are under the office’s management, or any information regarding McComb Section 8 landlord’s details.

Existing Programs in McComb HA

The Mississippi State Housing Authority provides excellent opportunities for people that are having problems with their housing situation. The table below shows data on HUD housing programs in McComb.

HUD Housing Programs in McComb

McComb Pike County
Subsidized Units 1,055 1,369
Occupied % 94.0% 95.0%
People Per Unit 2.5 2.6
People Total 2,482 3,383
Average Family Expenditure Per Month $220 $229
Average HUD Expenditure Per Month $438 $440
Average Months on Wait List 15 16

Section 8 Housing Programs in McComb

The Section 8 vouchers provided by the McComb HA tend to cover most of the expenses and are of great assistance to families that are struggling. Below is the latest data for Section 8 in McComb.

McComb Pike County
Subsidized Units 635 638
Occupied % 91.0% 91.0%
People Per Unit 2.2 2.2
People Total 1,305 1,314
Average Family Expenditure Per Month $190 $190
Average HUD Expenditure Per Month $432 $433
Check if you qualify for HUD Public Housing Program: Check if you qualify for Section 8 Housing Programs:
Public Housing Program Section 8 Program

2022 Income Limits

According to the latest statistical data as of 2022, the median income is $40,000. You can find up-to-date data on income limits for McComb and other cities by clicking on the link:

 

How Do I Apply in Mississippi State Housing Authority?

To apply for the Public Housing Program or the Section 8 voucher, you would need to reach out to the Mississippi State Housing Authority first. From them, you will get the application form. You also prepare the necessary for all the family members: ID, employment, bank account info, bank account status. You can e-mail or drop in the application at the Mississippi State Housing Authority office. They will contact you with any questions.

More information can be found on the official HUD website:

 

Additional Information

Mississippi HUB News

Official websites of housing authorities in Mississippi

FAQ

How to bypass the Section 8 waiting list?

The most popular program for public housing assistance is Section 8. There are many steps to apply for this type of assistance, but first and foremost you need to make sure that your landlord accepts payments in the form of vouchers provided by the housing authority. To apply for Section 8, you need proof that you have a low income, which comes in the form of job checks or tax returns, you need a state ID, you need to show your USA citizenship, you need to have a clean record, which means no felonies or drug use. The last part of the application is the special situations, which can either significantly put you at the bottom of the waiting list or can push you to the top. The idea is simple: the more drastic your situation, the earlier you will get the help.

This means that being homeless, having a disability, having an income that is on the 50% or below the local average income, living in a shelter, being a veteran, being part of the elderly, and exiting domestic abuse, will push you on top, as these are categories that need immediate assistance. You can also bypass the waiting list by reaching out directly to the housing authorities. You can also use the help of a social worker, who can assist you in navigating the application faster and can direct you to a new opportunity.

How long is the Section 8 waiting list?

The most common HA program is Section 8. There is a long waiting list for this program. With the Covid-19 pandemic, the number of people that have applied for the vouchers of Section 8 has skyrocketed, hence there are a lot of application delays. As of right now, the housing authority waiting list is 1 year and a half. The public housing authority programs favors specific groups of people or families that fit certain profiles. Priority is given to veterans, to the elderly, to the people that are exiting domestic violence.

How to apply for public housing assistance?

Applying for housing authority assistance needs a lot of paperwork, but is very straightforward. You start by reaching out to your local HA. You can open our free site to find the closest to your location. You complete the housing options assessment, which is an online form. You also bring the supporting documents: id, proof of income, and details regarding your special situation. After, you get all these documents and crop them at your local housing authority.

After your application is received, you will get a written notification of your application. If you get accepted, you will sign a lease with your HA.

What is public housing?

Public housing is a program that has more than 900000 units across all USA. They are rarer in rural areas. These units are more often in poor areas and racially segregated communities. The service is to prevent homelessness, in one way or another. The HA gives rental vouchers that cover some part of the rent, and the tenants are responsible for covering a small part of the rent. That part depends on the agreement and the situation of the tenant. The HA program is designed to help people that are struggling to get a roof on their heads. The HA can be managed by the state, and by local agencies.

How much does Section 8 housing cost?

The Housing Choice Voucher Program is aimed at helping low-income families who meet the requirement of income lower than 50% of the local area median income. The idea is that the cost of the rent is split between the tenant and the federal assistance program. The part that you pay depends on your income. You could get up to 30 % assistance on your rent or more, all depends on the specifics of the situation.

The main unit of measurement is the Fair Market Rent cost. If the unit that you live in has a cost that is in the range of the Fair Market Rent, you will get the 30% or more rent assistance as designated from the program and you pay the rest of the rent. If you choose to live in an apartment that is above the fair market rent, the Housing Choice Voucher Program will cover their percentage as a total of the housing market rent. Anything above the housing market rent will be charged out of your pocket.

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