Mobridge Housing Authority

The Housing Choice Voucher Program is aimed at helping low-income families who meet the requirement of income lower than 50% of the local area median income. The idea is that the cost of the rent is split between the tenant and the federal assistance program. The part that you pay depends on your income. You could get up to 30 % assistance on your rent or more, all depends on the specifics of the situation.

The main unit of measurement is the Fair Market Rent cost. If the unit that you live in has a cost that is in the range of the Fair Market Rent, you will get the 30% or more rent assistance as designated from the program and you pay the rest of the rent. If you choose to live in an apartment that is above the fair market rent, the Housing Choice Voucher Program will cover their percentage as a total of the housing market rent. Anything above the housing market rent will be charged out of your pocket.

The idea of the HA is to provide housing assistance. There are differences among all the programs that we have mentioned so far in this material. Section 8 allows you to choose a preferred location. The landlord must also agree to accept the Section 8 housing vouchers.

Section 8 has 2 subdivisions: there is a tenant option and a project option. The tenant voucher follows the tenant. This means that the tenant can change housing and transfer the voucher with him if the new landlord accepts these vouchers as payment. The project housing is tied to a specific location and the tenant must reside in that location to get the rental assistance. In the public housing program, the proprieties are owned by the rental assistance agency.

There is also public housing, which is managed by the government. The idea is that there are housing options that are subsidized by the government. This program welcomes low-income families. The rent that the tenants pay depends on their annual income. So the difference between section 8 vs public housing is that section 8 lets you choose your residence and you get a subsidy on your rent and public housing allows you to live in a place that is owned by the government.

The housing authority does detailed research to make sure that the people that are helped with rental assistance will get better and will make use of the help. This means that background checks are an important part of the work. The housing authority will disregard any applicant that has a criminal background. The housing authority will deny any applicant that is a sex offender or has records of drug use. The other detail is that if you have had a previous housing authority assistant and you got evicted, that is a big no, and your application will be rejected.

Regarding the use of the drug, there is a way around that and is the fact that you show that you have completed a drug treatment program. Even if you have a criminal background, each case is special, and you are given a chance to say your plea and to explain the circumstances. Also, felonies older than 5 years are not considered part of the application.

The most popular program for public housing assistance is Section 8. There are many steps to apply for this type of assistance, but first and foremost you need to make sure that your landlord accepts payments in the form of vouchers provided by the housing authority. To apply for Section 8, you need proof that you have a low income, which comes in the form of job checks or tax returns, you need a state ID, you need to show your USA citizenship, you need to have a clean record, which means no felonies or drug use. The last part of the application is the special situations, which can either significantly put you at the bottom of the waiting list or can push you to the top. The idea is simple: the more drastic your situation, the earlier you will get the help.

This means that being homeless, having a disability, having an income that is on the 50% or below the local average income, living in a shelter, being a veteran, being part of the elderly, and exiting domestic abuse, will push you on top, as these are categories that need immediate assistance. You can also bypass the waiting list by reaching out directly to the housing authorities. You can also use the help of a social worker, who can assist you in navigating the application faster and can direct you to a new opportunity.

The idea of Section 8 is that it allows the landlord to rent their proprieties to eligible tenants that get federal help. The tenant pays its rent partially with the voucher and partially with its money. Section 8 covers rent for up to one year. For more than 1 year, you apply again for the program.