Mt Vernon Housing Authority in KY

50 Lovell Lane Mount Vernon Kentucky 40456

Brief Information About Housing Authority in Mount Vernon

The Mt Vernon Housing Authority is situated at 50 Lovell Lane Mount Vernon Kentucky 40456. The phone number is 606-256-4185.

The HA is responsible for managing the housing program for citizens in need. This includes the application step, the guidelines for eligibility, and any other resources. The HA’s mission is to provide subsidized rents for low-income families, provide access to various assistance programs for housing problems. You can reach out to the Mt Vernon Housing Authority for issues regarding the qualification process, the location of the proprieties that are under the office’s management, or any information regarding Mount Vernon Section 8 landlord’s details.

Existing Programs in Mount Vernon HA

The Mt Vernon Housing Authority provides excellent opportunities for people that are having problems with their housing situation. The table below shows data on HUD housing programs in Mount Vernon.

HUD Housing Programs in Mount Vernon

Mount Vernon Rockcastle County
Subsidized Units 121 197
Occupied % 93.0% 95.0%
People Per Unit 2.1 2.1
People Total 278 436
Average Family Expenditure Per Month $211 $201
Average HUD Expenditure Per Month $449 $479
Average Months on Wait List 22 23

Public Housing Programs in Mount Vernon

The public housing program by Mount Vernon HA is built in such a way that the voucher covers up to 70% of the rent costs. To qualify for this program, the people need to have income that does not exceed the 50% of the median income. Below is the latest data for Public Housing Programs in Mount Vernon.

Mount Vernon Rockcastle County
Subsidized Units 30 30
Occupied % 100.0% 100.0%
People Per Unit 2.0 2.0
People Total 61 61
Average Family Expenditure Per Month $331 $331
Average HUD Expenditure Per Month $308 $308
Average Months on Wait List 22 22

Section 8 Housing Programs in Mount Vernon

The Section 8 vouchers provided by the Mount Vernon HA tend to cover most of the expenses and are of great assistance to families that are struggling. Below is the latest data for Section 8 in Mount Vernon.

Mount Vernon Rockcastle County
Subsidized Units 84 154
Occupied % 92.0% 95.0%
People Per Unit 2.2 2.2
People Total 210 357
Average Family Expenditure Per Month $169 $171
Average HUD Expenditure Per Month $501 $513
Check if you qualify for HUD Public Housing Program: Check if you qualify for Section 8 Housing Programs:
Public Housing Program Section 8 Program

2022 Income Limits

According to the latest statistical data as of 2022, the median income is $40,000. You can find up-to-date data on income limits for Mount Vernon and other cities by clicking on the link:

 

How Do I Apply in Mt Vernon Housing Authority?

To apply for the Public Housing Program or the Section 8 voucher, you would need to reach out to the Mt Vernon Housing Authority first. From them, you will get the application form. You also prepare the necessary for all the family members: ID, employment, bank account info, bank account status. You can e-mail or drop in the application at the Mt Vernon Housing Authority office. They will contact you with any questions.

More information can be found on the official HUD website:

 

Additional Information

Kentucky HUB News

FAQ

How to bypass the Section 8 waiting list?

The most popular program for public housing assistance is Section 8. There are many steps to apply for this type of assistance, but first and foremost you need to make sure that your landlord accepts payments in the form of vouchers provided by the housing authority. To apply for Section 8, you need proof that you have a low income, which comes in the form of job checks or tax returns, you need a state ID, you need to show your USA citizenship, you need to have a clean record, which means no felonies or drug use. The last part of the application is the special situations, which can either significantly put you at the bottom of the waiting list or can push you to the top. The idea is simple: the more drastic your situation, the earlier you will get the help.

This means that being homeless, having a disability, having an income that is on the 50% or below the local average income, living in a shelter, being a veteran, being part of the elderly, and exiting domestic abuse, will push you on top, as these are categories that need immediate assistance. You can also bypass the waiting list by reaching out directly to the housing authorities. You can also use the help of a social worker, who can assist you in navigating the application faster and can direct you to a new opportunity.

How much is Section 8 housing?

The Housing Choice Voucher Program is aimed at helping low-income families who meet the requirement of income lower than 50% of the local area median income. The idea is that the cost of the rent is split between the tenant and the federal assistance program. The part that you pay depends on your income. You could get up to 30 % assistance on your rent or more, all depends on the specifics of the situation.

The main unit of measurement is the Fair Market Rent cost. If the unit that you live in has a cost that is in the range of the Fair Market Rent, you will get the 30% or more rent assistance as designated from the program and you pay the rest of the rent. If you choose to live in an apartment that is above the fair market rent, the Housing Choice Voucher Program will cover their percentage as a total of the housing market rent. Anything above the housing market rent will be charged out of your pocket.

What is public housing?

Public housing is a program that has more than 900000 units across all USA. They are rarer in rural areas. These units are more often in poor areas and racially segregated communities. The service is to prevent homelessness, in one way or another. The HA gives rental vouchers that cover some part of the rent, and the tenants are responsible for covering a small part of the rent. That part depends on the agreement and the situation of the tenant. The HA program is designed to help people that are struggling to get a roof on their heads. The HA can be managed by the state, and by local agencies.

What is the difference of Section 8 and public housing?

The idea of the HA is to provide housing assistance. There are differences among all the programs that we have mentioned so far in this material. Section 8 allows you to choose a preferred location. The landlord must also agree to accept the Section 8 housing vouchers.

Section 8 has 2 subdivisions: there is a tenant option and a project option. The tenant voucher follows the tenant. This means that the tenant can change housing and transfer the voucher with him if the new landlord accepts these vouchers as payment. The project housing is tied to a specific location and the tenant must reside in that location to get the rental assistance. In the public housing program, the proprieties are owned by the rental assistance agency.

There is also public housing, which is managed by the government. The idea is that there are housing options that are subsidized by the government. This program welcomes low-income families. The rent that the tenants pay depends on their annual income. So the difference between section 8 vs public housing is that section 8 lets you choose your residence and you get a subsidy on your rent and public housing allows you to live in a place that is owned by the government.

How do I apply for public housing?

Applying for housing authority assistance needs a lot of paperwork, but is very straightforward. You start by reaching out to your local HA. You can open our free site to find the closest to your location. You complete the housing options assessment, which is an online form. You also bring the supporting documents: id, proof of income, and details regarding your special situation. After, you get all these documents and crop them at your local housing authority.

After your application is received, you will get a written notification of your application. If you get accepted, you will sign a lease with your HA.

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