T or C Housing Authority

The most popular program for public housing assistance is Section 8. There are many steps to apply for this type of assistance, but first and foremost you need to make sure that your landlord accepts payments in the form of vouchers provided by the housing authority. To apply for Section 8, you need proof that you have a low income, which comes in the form of job checks or tax returns, you need a state ID, you need to show your USA citizenship, you need to have a clean record, which means no felonies or drug use. The last part of the application is the special situations, which can either significantly put you at the bottom of the waiting list or can push you to the top. The idea is simple: the more drastic your situation, the earlier you will get the help.

This means that being homeless, having a disability, having an income that is on the 50% or below the local average income, living in a shelter, being a veteran, being part of the elderly, and exiting domestic abuse, will push you on top, as these are categories that need immediate assistance. You can also bypass the waiting list by reaching out directly to the housing authorities. You can also use the help of a social worker, who can assist you in navigating the application faster and can direct you to a new opportunity.

The Housing Choice Voucher Program is aimed at helping low-income families who meet the requirement of income lower than 50% of the local area median income. The idea is that the cost of the rent is split between the tenant and the federal assistance program. The part that you pay depends on your income. You could get up to 30 % assistance on your rent or more, all depends on the specifics of the situation.

The main unit of measurement is the Fair Market Rent cost. If the unit that you live in has a cost that is in the range of the Fair Market Rent, you will get the 30% or more rent assistance as designated from the program and you pay the rest of the rent. If you choose to live in an apartment that is above the fair market rent, the Housing Choice Voucher Program will cover their percentage as a total of the housing market rent. Anything above the housing market rent will be charged out of your pocket.

A housing authority (HA) is made up of various agencies that offer housing assistance funded by HUD. Housing authorities are targeted for old age, low-income people, people who suffer from disabilities, or people that are escaping domestic abuse. Each HA covers different jurisdictions, as there are housing authorities for each local area. There are more than 3300 housing authorities in the USA. The housing authority has information regarding possible programs that you can apply, and about what types of help can you qualify to get. The most common type of help that people get from the public housing authorities includes vouchers, which cover specific percentages of their rent costs and their utilities.

The most common HA program is Section 8. There is a long waiting list for this program. With the Covid-19 pandemic, the number of people that have applied for the vouchers of Section 8 has skyrocketed, hence there are a lot of application delays. As of right now, the housing authority waiting list is 1 year and a half. The public housing authority programs favors specific groups of people or families that fit certain profiles. Priority is given to veterans, to the elderly, to the people that are exiting domestic violence.

Section 8 is a great program to offer rental assistance. The voucher of Section 8 covers 30-40% of the rent cost, which also includes utilities. To qualify for section 8 vouchers, you need to prove to the housing authorities that minimally your income is 80% of the local median income. You also need to show American citizenship to all the people in your household. With immigrants, there are extra documents to submit, such as naturalization documents or I-94 stamps. You also need to show your past landlord history, hence if you have an eviction record, you will be disqualified.