Mishawaka Housing Authority

601 E 11th St Mishawaka, IN 46546

Brief Information About Housing Authority in Mishawaka

The Mishawaka Housing Authority is situated at 601 E 11th St Mishawaka, IN 46546. The phone number is 574-258-1658. Their housing code is IN020.

The HA is responsible for managing the housing program for citizens in need. This includes the application step, the guidelines for eligibility, and any other resources. The HA’s mission is to provide subsidized rents for low-income families, provide access to various assistance programs for housing problems. You can reach out to the Mishawaka Housing Authority for issues regarding the qualification process, the location of the proprieties that are under the office’s management, or any information regarding Mishawaka Section 8 landlord’s details.

Existing Programs in Mishawaka HA

The Mishawaka Housing Authority provides excellent opportunities for people that are having problems with their housing situation. The table below shows data on HUD housing programs in Mishawaka.

HUD Housing Programs in Mishawaka

Average affordable monthly apartment cost in Mishawaka $503.00
State of Indiana Median Income $62,700
State of Indiana Median Metropolitan Income $64,300
State of Indiana Median Non-Metropolitan Income $57,300

Public Housing Programs in Mishawaka

The public housing program by Mishawaka HA is built in such a way that the voucher covers up to 70% of the rent costs. To qualify for this program, the people need to have income that does not exceed the 50% of the median income. Below is the latest data for Public Housing Programs in Mishawaka.

Section 8 Housing Programs in Mishawaka

The Section 8 vouchers provided by the Mishawaka HA tend to cover most of the expenses and are of great assistance to families that are struggling. Below is the latest data for Section 8 in Mishawaka.

Check if you qualify for HUD Public Housing Program: Check if you qualify for Section 8 Housing Programs:
Public Housing Program Section 8 Program

2024 Income Limits

According to the latest statistical data as of 2024, the median income is $40,480. You can find up-to-date data on income limits for Mishawaka and other cities by clicking on the link:

 

FY 2024 Income Limit Area

Median Family Income FY 2024 Income Limit Category Persons in Family
1 2 3 4 5
Warner Robins, GA HUD Metro FMR Area $88,900 Very Low (50%) Income Limits ($) 30,500 34,850 39,200 43,550 47,050
Extremely Low Income Limits ($)* 18,350 20,950 24,860 30,000 35,140
Low (80%) Income Limits ($) 48,800 55,800 62,750 69,700 75,300

Waiting List Statuses in Mishawaka

Mishawaka Housing Authority Section 8 Voucher Wait List

The Section 8 Voucher Programs waitlist is Closed. For current program waitlist status, contact Mishawaka HA directly. Up-to-date contact information for Mishawaka Housing Authority is listed in the “Listing Info”.

Closed
Mishawaka Housing Authority Public Housing Wait List

The Public Housing Programs waitlist is Open. For current program waitlist status, contact Mishawaka HA directly. Up-to-date contact information for Mishawaka Housing Authority is listed in the “Listing Info”.

Open

How Do I Apply in Mishawaka Housing Authority?

To apply for the Public Housing Program or the Section 8 voucher, you would need to reach out to the Mishawaka Housing Authority first. From them, you will get the application form. You also prepare the necessary for all the family members: ID, employment, bank account info, bank account status. You can e-mail or drop in the application at the Mishawaka Housing Authority office. They will contact you with any questions.

For details on the Mishawaka Housing Authority application, and for additional information, visit the official website.

 

FAQ

What is public housing?

Public housing is a program that has more than 900000 units across all USA. They are rarer in rural areas. These units are more often in poor areas and racially segregated communities. The service is to prevent homelessness, in one way or another. The HA gives rental vouchers that cover some part of the rent, and the tenants are responsible for covering a small part of the rent. That part depends on the agreement and the situation of the tenant. The HA program is designed to help people that are struggling to get a roof on their heads. The HA can be managed by the state, and by local agencies.

How to apply for a housing choice voucher program?

You can apply for the housing choice voucher program by reaching out to the local housing authority office. You fill out their application form and provide all supporting documents. After you have all the forms and supporting documents, you drop them at the local office, and then you are placed on a waiting list. If approved, you will receive a mail at your current address stating the details. You will then notify your landlord. After you have been accepted onto the housing choice voucher program go to the housing office and sign the contract.

What is a Section 8 housing voucher?

The idea of Section 8 is that it allows the landlord to rent their proprieties to eligible tenants that get federal help. The tenant pays its rent partially with the voucher and partially with its money. Section 8 covers rent for up to one year. For more than 1 year, you apply again for the program.

What is the difference between Section 8 and public housing?

The idea of the HA is to provide housing assistance. There are differences among all the programs that we have mentioned so far in this material. Section 8 allows you to choose a preferred location. The landlord must also agree to accept the Section 8 housing vouchers.

Section 8 has 2 subdivisions: there is a tenant option and a project option. The tenant voucher follows the tenant. This means that the tenant can change housing and transfer the voucher with him if the new landlord accepts these vouchers as payment. The project housing is tied to a specific location and the tenant must reside in that location to get the rental assistance. In the public housing program, the proprieties are owned by the rental assistance agency.

There is also public housing, which is managed by the government. The idea is that there are housing options that are subsidized by the government. This program welcomes low-income families. The rent that the tenants pay depends on their annual income. So the difference between section 8 vs public housing is that section 8 lets you choose your residence and you get a subsidy on your rent and public housing allows you to live in a place that is owned by the government.

What disqualifies you from hud housing?

The housing authority does detailed research to make sure that the people that are helped with rental assistance will get better and will make use of the help. This means that background checks are an important part of the work. The housing authority will disregard any applicant that has a criminal background. The housing authority will deny any applicant that is a sex offender or has records of drug use. The other detail is that if you have had a previous housing authority assistant and you got evicted, that is a big no, and your application will be rejected.

Regarding the use of the drug, there is a way around that and is the fact that you show that you have completed a drug treatment program. Even if you have a criminal background, each case is special, and you are given a chance to say your plea and to explain the circumstances. Also, felonies older than 5 years are not considered part of the application.

Reference

Indiana HUB News

Official websites of housing authorities in Indiana

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