Passaic Housing Authority

Public housing is a program that has more than 900000 units across all USA. They are rarer in rural areas. These units are more often in poor areas and racially segregated communities. The service is to prevent homelessness, in one way or another. The HA gives rental vouchers that cover some part of the rent, and the tenants are responsible for covering a small part of the rent. That part depends on the agreement and the situation of the tenant. The HA program is designed to help people that are struggling to get a roof on their heads. The HA can be managed by the state, and by local agencies.

The housing authority does detailed research to make sure that the people that are helped with rental assistance will get better and will make use of the help. This means that background checks are an important part of the work. The housing authority will disregard any applicant that has a criminal background. The housing authority will deny any applicant that is a sex offender or has records of drug use. The other detail is that if you have had a previous housing authority assistant and you got evicted, that is a big no, and your application will be rejected.

Regarding the use of the drug, there is a way around that and is the fact that you show that you have completed a drug treatment program. Even if you have a criminal background, each case is special, and you are given a chance to say your plea and to explain the circumstances. Also, felonies older than 5 years are not considered part of the application.

Section 8 is a great program to offer rental assistance. The voucher of Section 8 covers 30-40% of the rent cost, which also includes utilities. To qualify for section 8 vouchers, you need to prove to the housing authorities that minimally your income is 80% of the local median income. You also need to show American citizenship to all the people in your household. With immigrants, there are extra documents to submit, such as naturalization documents or I-94 stamps. You also need to show your past landlord history, hence if you have an eviction record, you will be disqualified.

Applying for housing authority assistance needs a lot of paperwork, but is very straightforward. You start by reaching out to your local HA. You can open our free site to find the closest to your location. You complete the housing options assessment, which is an online form. You also bring the supporting documents: id, proof of income, and details regarding your special situation. After, you get all these documents and crop them at your local housing authority.

After your application is received, you will get a written notification of your application. If you get accepted, you will sign a lease with your HA.

The idea of the HA is to provide housing assistance. There are differences among all the programs that we have mentioned so far in this material. Section 8 allows you to choose a preferred location. The landlord must also agree to accept the Section 8 housing vouchers.

Section 8 has 2 subdivisions: there is a tenant option and a project option. The tenant voucher follows the tenant. This means that the tenant can change housing and transfer the voucher with him if the new landlord accepts these vouchers as payment. The project housing is tied to a specific location and the tenant must reside in that location to get the rental assistance. In the public housing program, the proprieties are owned by the rental assistance agency.

There is also public housing, which is managed by the government. The idea is that there are housing options that are subsidized by the government. This program welcomes low-income families. The rent that the tenants pay depends on their annual income. So the difference between section 8 vs public housing is that section 8 lets you choose your residence and you get a subsidy on your rent and public housing allows you to live in a place that is owned by the government.